Korea might not be on everyone’s list of fishing destinations but if you are traveling there you might be surprised to find a diversity of options from bass fishing in reservoirs to ocean fishing opportunities.
In this article we explain how anglers traveling to career can manage their spending, track expenses, handle currency conversion and banking.
Traveling in Korea is an exciting experience, from exploring Seoul’s vibrant streets to indulging in authentic Korean cuisine.
However, managing expenses with friends or family can get complicated. Whether splitting restaurant bills, dividing transportation costs, or keeping track of shared hotel expenses, having the right financial apps can make your trip smoother.
Pairing these apps with a Korea travel eSIM ensures seamless access to online banking, currency conversion, and budgeting tools without the hassle of finding public Wi-Fi.
Here’s a guide to the best apps for splitting travel expenses in Korea.
Splitwise – The Ultimate Expense Tracker
Splitwise is a must-have app for group travelers. It ensures that all shared expenses are tracked fairly. Whether dividing a meal bill, paying for a group tour, or settling accommodation costs, this app keeps everything organized.
- Simple expense logging – Easily add expenses and split them among travel companions.
- Multi-currency support – Converts transactions into your preferred currency.
- Automated balance tracking – Keeps tabs on who owes what without manual calculations.
With an eSIM, travelers can sync transactions in real time, avoiding the need for manual updates or waiting for Wi-Fi access.
Naver Pay – The Local Digital Wallet
In Korea, Naver Pay is widely accepted for online and offline transactions. If you’re traveling with friends, this app makes splitting costs easy by allowing you to send and receive money instantly.
- Secure and fast payments – Accepted at many restaurants, stores, and transportation hubs.
- No need for cash – Avoid ATM fees and carry less physical money.
- Easy peer-to-peer transfers – Send money to friends within seconds.
ESIM allows travelers to register for Naver Pay smoothly, ensuring that payments and transactions go through without delays.
TOSS – The Best App for Bank Transfers
If you’re staying in Korea for an extended period and opening a local bank account, TOSS is one of the easiest ways to manage finances. It’s an all-in-one financial app that helps with money transfers, bill payments, and spending analysis.
- Fast and fee-free transfers – Send money between friends without extra charges.
- Bill-splitting feature – Automatically calculates how much each person owes.
- Budget tracking – Helps manage spending habits while traveling.
With an eSIM, you can ensure smooth connectivity for bank transactions and bill settlements even when you are on the move.
Venmo – Perfect for International Travelers
Venmo is a convenient option for travelers who prefer an international money-splitting app.
While not as commonly used in Korea as local apps, it remains an excellent choice for those traveling with friends from different countries.
- Works with linked credit or debit cards – Ideal for international travelers.
- User-friendly transaction history – Keeps track of past expenses effortlessly.
- Supports quick reimbursements – Allows for easy money transfers between friends.
An eSIM allows travelers to access Venmo without worrying about international roaming fees or blocked transactions due to connectivity issues.
XE Currency – The Best Exchange Rate Calculator
Understanding currency exchange rates is crucial when traveling to Korea, especially when splitting costs in different currencies. XE Currency provides up-to-date exchange rates and lets you calculate expenses accurately.
- Live exchange rates – Get real-time conversion for KRW and other currencies.
- Offline rate access – Save currency rates for reference when offline.
- Expense tracking in multiple currencies – Helps when dealing with mixed payments.
An eSIM ensures uninterrupted access to currency rates, helping you avoid overpaying due to exchange rate fluctuations.
Kakao Pay – Korea’s Go-To Payment App
Since many businesses in Korea accept Kakao Pay, having this app installed can be a lifesaver for tourists. It also includes a bill-splitting feature, making it easy for groups to divide expenses without needing cash.
- Widely accepted across Korea – Works in restaurants, shops, and transport services.
- Easy money transfers – Send and receive money instantly.
- Integration with KakaoTalk – Split bills directly in chat conversations.
TravelSpend – Budgeting for Long-Term Travelers
For those traveling to Korea for an extended period, TravelSpend is an excellent app for budgeting and expense tracking. It helps travelers keep daily expenses under control and allows them to see where their money is going.
- Customizable budget tracking – Set daily or trip-long budgets.
- Categorized spending insights – View spending breakdowns in different categories.
- Multi-user sharing – Ideal for couples or friends traveling together.
With a Korea eSIM, you can instantly sync expenses, ensuring you stay on budget without unexpected overspending.
Conclusion
Managing travel expenses efficiently requires a stable and secure internet connection. A Korea travel eSIM ensures that travelers can:
- Access banking and payment apps anytime – Avoid reliance on public Wi-Fi for financial transactions.
- Stay updated with exchange rates – Prevent financial miscalculations when splitting costs.
- Use contactless payments and transfers – Enjoy cashless convenience with Korean digital wallets.
- Receive instant notifications – Get real-time alerts for shared expenses, refunds, or bill payments.
Whether traveling with friends, family, or a group, using the right financial apps paired with a Korea travel eSIM will make expense management easier, ensuring a stress-free, budget-conscious adventure in Korea.
